Save Time with Our Online Finance Application in Charlotte, NC

Applying for credit doesn't have to be difficult. While you may have had bad experiences in the past, by just taking a few minutes to fill out our online finance application, Waxhaw, NC, drivers can pre-qualify for auto financing from the comfort of their own homes.

This is the kind of convenience and ease that we strive for at Volvo Cars Charlotte. We try to make it as easy as possible for Rock Hill, SC, drivers to finance their next vehicle with us. By offering online resources and the expertise of our finance team, you will be able to affordable financing without the hassle. Find out why so many from the Matthews, NC, choose to finance their cars with us.

Why Apply for Credit Online?

Save yourself time in the financing process by filling out a finance application at your convenience. With no pressure to complete it in a certain amount of time, you won't have to worry about it adding to an already long visit to a dealership. Instead, you can take your time and find out what credit you qualify for. By knowing what your credit options are, you can know what to expect when looking for your next car.

Take a minute to fill out our online finance application and discover what is the best financing option for you. This helps to narrow down your search and prepare for financing a vehicle in person.

The Benefits of Leases and Loans

How do you decide between a lease and a loan? Which will suit your budget and lifestyle best? These are the sorts of questions that drivers from the Fort Mill, SC, may be asking themselves when they consider auto financing. The answer largely comes down to personal preference since both are good options. Let's run through the benefits of both to help see where you land.

Auto Leasing

Leasing a new Volvo is a great way to take advantage of lower monthly payments, making it possible to afford the latest features or a higher trim level. Since the main expense for a leased vehicle is the depreciation rather than the total cost of the vehicle, your monthly payments will likely be lower than if you chose a loan.

Leases are also a great option for those that want a stress-free transition to their next vehicle. Once your term is up, after paying any final fees incurred, you can simply drop off the vehicle and start looking for the next vehicle that suits you. You won't have to worry about haggling for a fair price or finding a buyer, you can just have a clean break and start over.

Car Loans

Car loans make a lot of sense for those that want to benefit from the long-term advantages of owning a car. While the initial costs are generally higher than leasing, you may find yourself saving more money later. After the loan is paid off, you can drive your vehicle for as long as you want without any monthly payments. If your payments outpace the depreciation, then you can even build equity.

When it's time to move on to your next vehicle, then you can put the money you've from selling your current car towards your next car, potentially saving you lots of money.

Come to Charlotte, NC for Easy Auto Financing

As you can see, there are benefits to both leases and loans, and a lot of it just comes down to your preferences. Our finance team is always available to speak more about the benefits of each and help to match you with the financing option that suits your lifestyle and budget best. Fill out the finance application and contact our finance department if you have any questions!